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Stubbornly excessive inflation and the expectation of additional rate of interest rises add as much as unhealthy information for hundreds of thousands of mortgage debtors who must refinance in coming years.
The Monetary Instances has convened a panel of specialists to reply your questions on refinancing or shopping for a property for the primary time.
Claer Barrett, the FT’s client editor, joins Adrian Anderson, director of mortgage dealer Anderson Harris, and Sarah Pennells, client finance specialist at Royal London, to reply your queries.
New-buyers and remortgagers alike face troublesome selections over how lengthy to repair or re-fix for, and the components that may work of their favour when trying to find one of the best deal. You may need questions on what choices may very well be open to you — and the way this might have an effect on your credit score rating.
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The FT can be keen on listening to from buy-to-let landlords and renters, and the pressures they’re going through as charges climb increased. Plus, if you happen to’re within the fortunate place of getting locked right into a low charge, you may need to ask concerning the deserves of overpaying your mortgage.
Depart your query within the on-line feedback under this story, and the specialists will deal with these at midday GMT in the present day. Please word that the panel’s responses are their private opinions, and aren’t supposed as particular person monetary recommendation or a product advice.
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